Tobin Cornelius Rote

Tobin Rote, San Antonio TX Loan Counselor

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Specialties:

Purchase Loan
Refinancing

Work:

South Texas Sage Capital
19026 Stone Oak Pkwy #215, San Antonio, TX 78258
210-497-6565 (Office), 210-577-8191 (Cell), 210-497-9393 (Fax)

Experience:

11 years

Description:

Hello, Thank you for taking the time to review my profile. I am new to Zillow.com and although I don't ave any reviews yet I hope to have many positive reviews very soon. I should also have a photo posted soon. The interest rates and fees that I disclose are accurate and available as of the time I write my offer. I stand by my quotes. I have found that I am consistantly lower in rate and fees than almost all of the other lenders that submit quotes to the same loan requests. I DO NOT bait and switch. However, with the volatility in the financial markets lately there is a good chance that, if you wait too long to call me, or anyone, after submission of a quote, the interest rate and fees will change. This is not always a bad thing as rates can go down as well as up. It is my intention to be as competative as possible in regards to interest rates and fees. I would rather make less on a loan and help more borrowers save money on their home purchase. It is not about the money it's about the service! I don't submit quotes for every request hoping that, by sheer numbers, I generate calls. I don't submit automated quotes. I submit quotes for borrowers to whom I can clearly offer a better loan solution. Sometimes it is not about having the lowest interest rate. Sometimes it is a combination of rate and fees. When several options are available I try and let my borrowers know. However, I understand that the ultimate decision is yours as the borrower. I have just recently joined South Texas Sage Capital. Prior to joining Sage I was the loan officer for the mortgage company of a San Antonio new homebuilder for almost 5 years. In that time I was responsible for closing close to 1,000 loans. It was my pleasure to assist people from all walks of life find the most appropriate loan for their situation. I have extensive experience with VA, FHA, and Conventional loans. One of the things I liked best was getting a file and reviewing all of the possible loan programs available to a particular borrower and helping them determine which would be best for their situation rather than just presenting the best option for my employer. Prior to becoming a loan officer I was a licensed appraiser trainee for 3 years. In that capacity I completed an average of 40 full appraisals a month. At Sage Capital, in addition to the VA, FHA, and Conventional loans, we also are able to meet the needs of farm/ranch buyers, as well as commercial borrowers. We are a mortgage banker not a broker. Please call me any time to discuss any question you may have regarding a loan scenario... Thank you, Tobin C Rote Loan Counselor South Texas Sage Capital 210-497-6565 (O) 210-577-8191 (C)

Loan Officer

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Location:

San Antonio, TX

Industry:

Real Estate

Work:

Education:

Loan Officer

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Location:

San Antonio, TX

Work:

Tobin Rote

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Location:

San Antonio, TX

Education:

Loan Officer

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Location:

San Antonio, TX

Industry:

Financial Services

Work:

Loan Officer At St Sage Capital

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Position:

Loan Officer at ST Sage Capital

Location:

San Antonio, Texas Area

Industry:

Financial Services

Work: