Simon J Hurry

US Patent:

7815111, Oct 19, 2010

Filed:

Dec 19, 2006

Appl. No.:

11/612762

Inventors:

Gavin Shenker - Los Angeles CA, US
Thanigaivel Ashwin Raj - Newark CA, US
Jagdeep Singh Sahota - Rodeo CA, US
Forough Kashef - Fremont CA, US
Simon Hurry - Foster City CA, US

Assignee:

Visa International Service Association - Foster City CA

International Classification:

G06K 5/00

US Classification:

235382

Abstract:

A system and method for managing one or more applications deployed on a mobile electronic device, such as a cellular phone, are disclosed. The system and method enable the user of a mobile electronic device to select one of a plurality of applications deployed on the mobile electronic device for use in a transaction and to authenticate himself or herself prior to initiating the transaction. The transaction may occur via a wireless interface and/or a contact-based interface. In addition, the system and method allow the user to manage applications deployed on a mobile electronic device, including adding new applications, designating nicknames for the applications and setting security codes for each application.

US Patent:

7983994, Jul 19, 2011

Filed:

Oct 8, 2008

Appl. No.:

12/247225

Inventors:

Simon J. Hurry - Foster City CA, US

Assignee:

Visa U.S.A. Inc. - San Francisco CA

International Classification:

G06Q 20/00
G06Q 30/00

US Classification:

705 72, 705 73

Abstract:

A server is operable to receive a media device identifying number (ID) and establish an association between a media device and a payment account and, in one embodiment, supports at least one of payment authorization and payment clearing based at least in part on the media device ID and the payment account. A network and system includes a payment card processor server that is operable to receive a payment authorization request and to determine if an authorized media device generated a purchase selection message and to determine to approve a received payment authorization request based, in part, if the media device was authorized for the purchase selection based upon a received media device ID. The system is further operable to perform a key rotation to protect payment account information.

US Patent:

8364591, Jan 29, 2013

Filed:

Aug 9, 2010

Appl. No.:

12/853010

Inventors:

Mark Rigby - Rickmansworth, GB
Simon Hurry - Foster City CA, US

Assignee:

Visa International Service Association - San Francisco CA

International Classification:

G06Q 40/00

US Classification:

705 40, 705 35, 705 39

Abstract:

Systems and associated apparatuses and methods for processing payment transactions. A merchant's data processing system may provide payment transaction data in a first format (e. g. , Track ) to a payment processing network. The payment processing network may determine the issuer to which the data will be provided as part of a process for authorizing the payment transaction. It is determined if the issuer is one that is expecting or requires that the data be provided in a second format (e. g. , Track ). If the issuer is one that is expecting or requires that the transaction data be supplied in the second format, then it is determined if the issuer is enrolled in the appropriate data mapping service. If the issuer is enrolled in the data mapping service, then the inventive system performs the data mapping processes needed to provide the data in the second format to the issuer. The issuer may then use the received data to determine whether to authorize the payment transaction.

US Patent:

8396799, Mar 12, 2013

Filed:

May 29, 2008

Appl. No.:

12/129396

Inventors:

Simon J. Hurry - Foster City CA, US

Assignee:

Visa U.S.A. Inc. - San Francisco CA

International Classification:

G06Q 40/00

US Classification:

705 41, 705 39, 705 261, 705 44, 705 38, 705 11

Abstract:

A server is operable to receive a media device identifying number (ID) and to create an established association between the media device with a payment account and to support at least one of payment authorization and payment clearing based at least in part on the media device ID and the payment account. The server is further operable to produce the payment account information to a smart card personalization service server to facilitate creation of a smart card with the payment account information that is associated with the media device. The server is also operable to produce the media device ID to the smart card personalization service server to facilitate creation of a smart card with the payment account information based in part on the media device ID.

US Patent:

8516560, Aug 20, 2013

Filed:

Jan 16, 2009

Appl. No.:

12/355458

Inventors:

John F. Sheets - San Francisco CA, US
Simon Hurry - Foster City CA, US

International Classification:

G06F 7/04
H04L 9/32

US Classification:

726 6, 713176

Abstract:

A method for securely authenticating a user of a portable consumer device at an access device comprising the following steps. First, a dynamic data element and a first set of transactional information is sent to the portable consumer device from the access device. Next, the portable consumer device creates an authentication code as a function of at least the dynamic data element, a subset of the first set of transactional information, and a password. The authentication code, along with other data, is then sent from the portable consumer device back to the access device. The access device then uses the authentication code to send an authentication request message to the service provider of the user. The service provider then attempts to authenticate the user by recreating the authentication code and comparing the recreated authentication code with the authentication code received from the access device.

US Patent:

8528067, Sep 3, 2013

Filed:

Jan 12, 2011

Appl. No.:

13/005137

Inventors:

Simon Hurry - Foster City CA, US
Ayman Hammad - Pleasanton CA, US

Assignee:

Visa International Service Association - San Francisco CA

International Classification:

G06F 7/04
H04L 29/06
H04L 9/32

US Classification:

726 9, 726 20, 713159, 713172

Abstract:

Systems and method for producing, validating, and registering authentic verification tokens are disclosed. Such systems and methods include generating verification token specific key pairs. The key pairs can be signed by a verification token manufacturer master key or public key certificate for an additional level of authenticity. Related methods and systems for authenticating and registering authorized verification token manufacturers are also disclosed. Once a verification token manufacturer is authenticated, it can be assigned a manufacturer-specific key pair or certificate and in some cases, a predetermined set of serial numbers to assign to the verification tokens it produces. Each serial number can be used to generate a verification token specific key pair specific to the associated verification token. One component of the verification token key pair can be stored to the verification token. Optionally, the component of the verification token key pair stored to the verification token can be signed by the manufacturer specific master key or certificate and stored a verification token public certificate.

US Patent:

8620823, Dec 31, 2013

Filed:

Feb 11, 2013

Appl. No.:

13/764183

Inventors:

Simon Hurry - Foster City CA, US

Assignee:

Visa U.S.A. Inc. - San Francisco CA

International Classification:

G06Q 40/00

US Classification:

705 71, 705 67, 705 144, 705 39, 705 2635, 705 72

Abstract:

A server is operable to receive a media device identifying number (ID) and to create an established association between the media device with a payment account and to support at least one of payment authorization and payment clearing based at least in part on the media device ID and the payment account. The server is further operable to produce the payment account information to a smart card personalization service server to facilitate creation of a smart card with the payment account information that is associated with the media device. The server is also operable to produce the media device ID to the smart card personalization service server to facilitate creation of a smart card with the payment account information based in part on the media device ID.

US Patent:

20050006461, Jan 13, 2005

Filed:

Apr 16, 2004

Appl. No.:

10/826092

Inventors:

Gavin Shenker - Los Angeles CA, US
Thanigaivel Raj - Newark CA, US
Jagdeep Sahota - Rodeo CA, US
Forough Kashef - Fremont CA, US
Simon Hurry - Foster City CA, US

International Classification:

G06K005/00

US Classification:

235380000

Abstract:

A system and method for managing one or more applications deployed on a mobile electronic device, such as a cellular phone, are disclosed. The system and method enable the user of a mobile electronic device to select one of a plurality of applications deployed on the mobile electronic device for use in a transaction and to authenticate himself or herself prior to initiating the transaction. The transaction may occur via a wireless interface and/or a contact-based interface. In addition, the system and method allow the user to manage applications deployed on a mobile electronic device, including adding new applications, designating nicknames for the applications and setting security codes for each application.