Michael W Kleeman

US Patent:

7565329, Jul 21, 2009

Filed:

May 30, 2001

Appl. No.:

09/871241

Inventors:

Philip D. Lapsley - Oakland CA, US
Philip J. Gioia - Corte Madera CA, US
Michael Kleeman - Larkspur CA, US

Assignee:

YT Acquisition Corporation - Delray Beach FL

International Classification:

H04L 9/00

US Classification:

705 75, 705 1, 705 3, 705 67, 435 5, 382100, 382115, 382126

Abstract:

Tokenless biometric authorization of transaction between a consumer and a merchant uses an identicator and an access device. A consumer registers with the identicator a biometric sample taken from the consumer. The consumer and merchant establish communications via the access device. The merchant proposes a transaction to the consumer via the access device. The access device communicates to the merchant associated with the access device. After the consumer and merchant have agreed on the transaction, the consumer and the identicator use the access device to establish communications. The access device communicates to the identicator the code associated with the access device. The identicator compares biometric sample from the consumer with registered biometric sample. Upon successful identification, the identicator forwards information regarding the consumer to the merchant. These steps accomplish a biometrically authorized electronic financial transaction without the consumer having to present any personalized man-made memory tokens.

US Patent:

7970678, Jun 28, 2011

Filed:

Apr 14, 2009

Appl. No.:

12/423628

Inventors:

Philip D. Lapsley - Oakland CA, US
Philip J. Gioia - Corte Madera CA, US
Michael Kleeman - Corte Madera CA, US

International Classification:

G06Q 40/00

US Classification:

705 35, 705 3, 705 67, 705 75, 705 76, 715811, 713186, 379145, 382100, 382115, 382126, 235492, 435 5, 380258, 702104

Abstract:

Tokenless biometric authorization of transaction between a consumer and a merchant uses an identicator and an access device. A consumer registers with the identicator a biometric sample taken from the consumer. The consumer and merchant establish communications via the access device. The merchant proposes a transaction to the consumer via the access device. The access device communicates to the merchant associated with the access device. After the consumer and merchant have agreed on the transaction, the consumer and the identicator use the access device to establish communications. The access device communicates to the identicator the code associated with the access device. The identicator compares biometric sample from the consumer with registered biometric sample. Upon successful identification, the identicator forwards information regarding the consumer to the merchant. These steps accomplish a biometrically authorized electronic financial transaction without the consumer having to present any personalized man-made memory tokens.

US Patent:

8073756, Dec 6, 2011

Filed:

May 16, 2011

Appl. No.:

13/108703

Inventors:

Philip D. Lapsley - Oakland CA, US
Philip J. Gioia - Corte Madera CA, US
Michael Kleeman - Corte Madera CA, US

Assignee:

Open Invention Network, LLC - Durham NC

International Classification:

G06Q 40/00

US Classification:

705 35, 705 3, 705 44, 705 67, 705 75, 705 76, 713186, 715811, 235492, 702104, 34042619, 380258, 382100, 382115, 382126, 379145, 435 5

Abstract:

Tokenless biometric authorization of transaction between a consumer and a merchant uses an identicator and an access device. A consumer registers with the identicator a biometric sample taken from the consumer. The consumer and merchant establish communications via the access device. The merchant proposes a transaction to the consumer via the access device. The access device communicates to the merchant associated with the access device. After the consumer and merchant have agreed on the transaction, the consumer and the identicator use the access device to establish communications. The access device communicates to the identicator the code associated with the access device. The identicator compares biometric sample from the consumer with registered biometric sample. Upon successful identification, the identicator forwards information regarding the consumer to the merchant. These steps accomplish a biometrically authorized electronic financial transaction without the consumer having to present any personalized man-made memory tokens.

US Patent:

8452680, May 28, 2013

Filed:

Oct 28, 2011

Appl. No.:

13/284219

Inventors:

Philip D. Lapsley - Oakland CA, US
Philip J. Gioia - Corte Madera CA, US
Michael Kleeman - Corte Madera CA, US

Assignee:

Open Invention Network, LLC - Durham NC

International Classification:

G06Q 40/00

US Classification:

705 35, 705 3, 705 44, 705 67, 705 75, 705 76, 713186, 715811, 235492, 702104, 34042619, 380258, 382100, 382115, 382126, 379145, 435 5

Abstract:

Tokenless biometric authorization of transaction between a consumer and a merchant uses an identicator and an access device. A consumer registers with the identicator a biometric sample taken from the consumer. The consumer and merchant establish communications via the access device. The merchant proposes a transaction to the consumer via the access device. The access device communicates to the merchant associated with the access device. After the consumer and merchant have agreed on the transaction, the consumer and the identicator use the access device to establish communications. The access device communicates to the identicator the code associated with the access device. The identicator compares biometric sample from the consumer with registered biometric sample. Upon successful identification, the identicator forwards information regarding the consumer to the merchant. These steps accomplish a biometrically authorized electronic financial transaction without the consumer having to present any personalized man-made memory tokens.

US Patent:

8630932, Jan 14, 2014

Filed:

Aug 16, 2012

Appl. No.:

13/587708

Inventors:

Philip D. Lapsley - Oakland CA, US
Philip J. Gioia - Corte Madera CA, US
Michael Kleeman - Corte Madera CA, US

Assignee:

Open Invention Network, LLC - Durham NC

International Classification:

G06Q 40/00

US Classification:

705 35, 705 3, 705 44, 705 67, 705 75, 705 76, 715811, 713186, 702104, 382100, 382115, 382126, 380258, 379145, 34042619, 235492, 435 5

Abstract:

Tokenless biometric authorization of transaction between a consumer and a merchant uses an identicator and an access device. A consumer registers with the identicator a biometric sample taken from the consumer. The consumer and merchant establish communications via the access device. The merchant proposes a transaction to the consumer via the access device. The access device communicates to the merchant associated with the access device. After the consumer and merchant have agreed on the transaction, the consumer and the identicator use the access device to establish communications. The access device communicates to the identicator the code associated with the access device. The identicator compares biometric sample from the consumer with registered biometric sample. Upon successful identification, the identicator forwards information regarding the consumer to the merchant. These steps accomplish a biometrically authorized electronic financial transaction without the consumer having to present any personalized man-made memory tokens.

US Patent:

8630933, Jan 14, 2014

Filed:

Apr 10, 2013

Appl. No.:

13/859850

Inventors:

Michael Kleeman - Corte Madera CA, US
Philip J. Gioia - Corte Madera CA, US

Assignee:

Open Invention Network, LLC - Durham NC

International Classification:

G06Q 40/00

US Classification:

705 35, 705 3, 705 44, 705 67, 705 75, 705 76, 702104, 713186, 715811, 435 5, 382100, 382115, 382126, 380258, 379145, 34042619

Abstract:

Tokenless biometric authorization of transaction between a consumer and a merchant uses an identicator and an access device. A consumer registers with the identicator a biometric sample taken from the consumer. The consumer and merchant establish communications via the access device. The merchant proposes a transaction to the consumer via the access device. The access device communicates to the merchant associated with the access device. After the consumer and merchant have agreed on the transaction, the consumer and the identicator use the access device to establish communications. The access device communicates to the identicator the code associated with the access device. The identicator compares biometric sample from the consumer with registered biometric sample. Upon successful identification, the identicator forwards information regarding the consumer to the merchant. These steps accomplish a biometrically authorized electronic financial transaction without the consumer having to present any personalized man-made memory tokens.