Kris M. Horvath - O'Fallon MO, US Maurice David Liscia - Long Island City NY, US Jean-Louis Rouquet - Glabias, BE
International Classification:
G06Q 40/00 G06Q 20/40
US Classification:
705 44
Abstract:
A method includes receiving an authorization request for a purchase transaction, and determining whether the authorization request arose from proximity-reading a proximity payment device. The method further includes mapping a first account number included in the authorization request into a second account number associated with the first account number if it is determined that the authorization request arose from proximity-reading a proximity payment device and if the first account number is qualified for mapping. In addition, the method includes transmitting the authorization request to an issuer financial institution with the second account number substituted for the first account number in the authorization request.
Methods And Apparatus For Preventing Fraud In Payment Processing Transactions
Kris M. Horvath - O'Fallon MO, US Maurice David Liscia - Long Island City NY, US Jean-Louis Rouquet - Glabias, BE
International Classification:
G06Q 20/00 G06Q 40/00 G06Q 30/00
US Classification:
705 16, 705 44, 235380
Abstract:
A method includes receiving an authorization request for a purchase transaction, and determining whether the authorization request arose from proximity-reading a proximity payment device. The method further includes mapping a first account number included in the authorization request into a second account number associated with the first account number if it is determined that the authorization request arose from proximity-reading a proximity payment device and if the first account number is qualified for mapping. In addition, the method includes transmitting the authorization request to an issuer financial institution with the second account number substituted for the first account number in the authorization request.
Methods And Apparatus For Preventing Fraud In Payment Processing Transactions
Kris M. Horvath - O'Fallon MO, US Maurice David Liscia - Long Island City NY, US Jean-Louis Rouquet - Glabais, BE
International Classification:
G06Q 40/00
US Classification:
705 35
Abstract:
A method includes receiving an authorization request for a purchase transaction, and determining whether the authorization request arose from proximity-reading a proximity payment device. The method further includes mapping a first account number included in the authorization request into a second account number associated with the first account number if it is determined that the authorization request arose from proximity-reading a proximity payment device and if the first account number is qualified for mapping. In addition, the method includes transmitting the authorization request to an issuer financial institution with the second account number substituted for the first account number in the authorization request.
Verifying Dynamic Transaction Security Code In Payment Card System
Kris M. Horvath - O'Fallon MO, US Maurice David Liscia - Long Island City NY, US Jean-Louis Rouquet - Glabais, BE
International Classification:
G06Q 20/00
US Classification:
705 76
Abstract:
A method includes receiving an authorization request for a purchase transaction. The method further includes determining (a) whether the purchase transaction is eligible for security code checking based on whether an account number included in the authorization request is in an eligible account number range, and (b) whether a transaction security code included in the authorization request is valid. The method also includes relaying the authorization request to an issuer financial institution with an indication as to whether the transaction security code is valid. Alternatively, the method may include declining the transaction when the security code is found to be invalid, and sending an advice message to the issuer regarding the declined transaction. In this alternative, the authorization request is relayed to the issuer only if the security code is found to be valid.
Business Leader - U.S. Product Delivery at MasterCard
Location:
Greater St. Louis Area
Industry:
Information Technology and Services
Work:
MasterCard since Apr 2012
Business Leader - U.S. Product Delivery
Citi May 2009 - Apr 2012
Program Manager - Web Delivery
MasterCard Apr 2006 - Mar 2009
Leader, Product Development
MasterCard Jan 2004 - Apr 2006
Project Manager, Global Settlement Services
Farmers Insurance Group 2003 - 2003
Agency Owner
Education:
Webster University 1993 - 1995
MA, Computer & Information Management
Eastern Illinois University 1980 - 1984
BS, Computer Management
Skills:
Cross-functional Team Leadership SDLC
Youtube
HP Lovecraft Audio Series Behind The Scenes
Following a suggestion from Chris Horvath, the friend and talented mus...
Category:
Film & Animation
Uploaded:
29 Aug, 2008
Duration:
8m 56s
B2B3 Trio Hungarian Funk Jazz Band "Official"...
The band was born in January 2008. The trio of musicians discovered a ...
Category:
Music
Uploaded:
02 Dec, 2008
Duration:
4m 40s
GPU Technology Conference 3rd Day Keynote
This video was taken of attendees as they exited the 3rd day keynote a...
Category:
Science & Technology
Uploaded:
02 Oct, 2009
Duration:
3m 40s
TORN FROM THE FLAG - Lszl Kovcs at AFI FEST 2...
AFI FEST 2007 presented by Audi DIR: Endre Hules, Klaudia Kovacs SCR: ...
Category:
Entertainment
Uploaded:
25 Oct, 2007
Duration:
3m 38s
N'Sync Pop 10th Grade Lip Sync
Me and my friends 2nd lip sync we did back in 10th grade at East Lake ...
Category:
Entertainment
Uploaded:
03 Feb, 2007
Duration:
4m 21s
NSYNC I Want You Back & Bye Bye Bye 8th Grade...
Me and my friends first talent show we did back in 8th grade at Carwis...
Category:
Entertainment
Uploaded:
03 Feb, 2007
Duration:
4m 10s
B2B3 Trio Live@Take5 **concert video**
The band was born in January 2008. The trio of musicians discovered a ...
Category:
Music
Uploaded:
29 Apr, 2009
Duration:
4m 8s
Saucy
From LEISURE by Chris Horvath. Starring (in this clip) Michael Goorjia...