Julio Ramon Farach

Address:

1654 Brookhaven Close NE, Atlanta, GA 30319

VIN:

5FNRL38738B064628

Make:

HONDA

Model:

ODYSSEY

Year:

2008

US Patent:

7792748, Sep 7, 2010

Filed:

Sep 19, 2007

Appl. No.:

11/857609

Inventors:

Elizabeth M. Ebersole - Washington DC, US
Julio Farach - Atlanta GA, US
Jill Sorg - Richmond VA, US
Donald Jeffrey Smith - Richmond VA, US
Hector Crespo - Frisco TX, US
Lynn Jackson - Denton TX, US

Assignee:

Capital One Financial Corporation - McLean VA

International Classification:

G06Q 40/00
G06F 3/048

US Classification:

705 39, 235379, 345619, 715763

Abstract:

A system and method for performing a financial transaction by determining a master account number associated with one or more accounts that a user may access, providing data to generate a user interface displaying a list of the accounts and an indicator associated with a financial transaction, receiving indicator information associating the indicator with one or more of the accounts, receiving terms for the financial transaction, and performing the financial transaction. The list of accounts may be expanded to view account information.

US Patent:

20220368704, Nov 17, 2022

Filed:

Jul 22, 2022

Appl. No.:

17/814451

Inventors:

- Atlanta GA, US
Rakesh PATEL - Smyma GA, US
John MULLINAX - Cumming GA, US
Troy COLE - Moseley VA, US
Julio FARACH - Atlanta GA, US
Lee GRICE - Auburn AL, US
Patrick WADKINS - Dunwoody GA, US
Erik STRONG - Doraville GA, US
Cordell BOYNES - Lawrenceville FA, US

International Classification:

H04L 9/40
G06F 16/23
G06F 21/62
G06Q 20/40
G06Q 40/02

Abstract:

In some aspects, a computing system can generate entity links between a primary entity object identifying a primary entity for multiple accounts and secondary entity objects identifying secondary entities from the accounts. The computing system can determine a rate at which secondary users change on the accounts. The computing system can update, based on the determined rate, the primary entity object to include a fraud-facilitation flag. The computing system can also service a query from a client system regarding a presence of a fraud warning for a target consumer associated with a consumer system that accesses a service provided with the client system. For instance, the computing system can generate a fraud warning based on the target consumer being identified in a secondary entity object associated with the primary entity object having the fraud-facilitation flag. The computing system can transmit the fraud warning to the client system.

US Patent:

20210248575, Aug 12, 2021

Filed:

Apr 27, 2021

Appl. No.:

17/241103

Inventors:

- McLean VA, US
Julio Farach - Atlanta GA, US
Jill Sorg - Richmond VA, US
Donald Jeffrey Smith - Richmond VA, US
Hector Crespo - Frisco TX, US
Lynn Jackson - Denton TX, US

International Classification:

G06Q 20/10
G06Q 40/02
G06Q 40/00

Abstract:

A system and method for performing a financial transaction by determining a master account number associated with one or more accounts that a user may access, providing data to generate a user interface displaying a list of the accounts and an indicator associated with a financial transaction, receiving indicator information associating the indicator with one or more of the accounts, receiving terms for the financial transaction, and performing the financial transaction. The list of accounts may be expanded to view account information.

US Patent:

20200145436, May 7, 2020

Filed:

Jun 29, 2018

Appl. No.:

16/623699

Inventors:

- Atlanta GA, US
Rakesh PATEL - Smyrna GA, US
John MULLINAX - Cumming GA, US
Troy COLE - Moseley VA, US
Julio FARACH - Atlanta GA, US
Lee GRICE - Auburn AL, US
Patrick WADKINS - Dunwoody GA, US
Erik STRONG - Doraville GA, US
Cordell BOYNES - Lawrenceville GA, US

International Classification:

H04L 29/06
G06F 21/62
G06F 16/23
G06Q 20/40
G06Q 40/02

Abstract:

In some aspects, a computing system can generate entity links between a primary entity object identifying a primary entity for multiple accounts and secondary entity objects identifying secondary entities from the accounts. The computing system can determine a rate at which secondary users change on the accounts. The computing system can update, based on the determined rate, the primary entity object to include a fraud-facilitation flag. The computing system can also service a query from a client system regarding a presence of a fraud warning for a target consumer associated with a consumer system that accesses a service provided with the client system. For instance, the computing system can generate a fraud warning based on the target consumer being identified in a secondary entity object associated with the primary entity object having the fraud-facilitation flag. The computing system can transmit the fraud warning to the client system.

US Patent:

20190087797, Mar 21, 2019

Filed:

Nov 19, 2018

Appl. No.:

16/195604

Inventors:

- McLean VA, US
Julio FARACH - Atlanta GA, US
Jill SORG - Richmond VA, US
Donald Jeffrey SMITH - Richmond VA, US
Hector CRESPO - Frisco TX, US
Lynn JACKSON - Denton TX, US

International Classification:

G06Q 20/10
G06Q 40/02
G06Q 40/00

Abstract:

A system and method for performing a financial transaction by determining a master account number associated with one or more accounts that a user may access, providing data to generate a user interface displaying a list of the accounts and an indicator associated with a financial transaction, receiving indicator information associating the indicator with one or more of the accounts, receiving terms for the financial transaction, and performing the financial transaction. The list of accounts may be expanded to view account information.

US Patent:

20150332338, Nov 19, 2015

Filed:

Feb 9, 2015

Appl. No.:

14/617112

Inventors:

- Atlanta GA, US
Julio Farach - Atlanta GA, US
Scott Grimes - Atlanta GA, US
Joseph Schab - Atlanta GA, US
Jacob Warhaftig - Atlanta GA, US

International Classification:

G06Q 30/02
H04L 29/06

Abstract:

Systems, methods, and apparatuses for identifier matching and management are described herein. In various embodiments, the system includes a distributed architecture for receiving and matching public and secure identifiers associated with a particular consumer. In particular embodiments, the system uses the matched public and secure identifiers to transmit one or more messages to the particular consumer.