Gwenael B Delaine

US Patent:

20110218868, Sep 8, 2011

Filed:

Aug 6, 2010

Appl. No.:

12/851716

Inventors:

Frank T. Young - Atlanta GA, US
Robert L. Dessert - Atlanta GA, US
Ben D. Ackerman - Atlanta GA, US
Gwenael B. Delaine - Atlanta GA, US
Lindsey K. Dorman - Atlanta GA, US
Eric R. Kraar - Atlanta GA, US
Aidoo Osei - Atlanta GA, US
Kyle Cochran - Atlanta GA, US
Steven M. Smith - Atlanta GA, US

Assignee:

Firethorn Holdings, LLC - Atlanta GA

International Classification:

G06Q 30/00

US Classification:

705 16

Abstract:

A method for determining an appropriate redemption presentation for a virtual token associated with a stored value account is disclosed. The method may include receiving a request for presenting a redemption presentation of a virtual token and obtaining a merchant identifier associated with the request. The method may further include determining if the request is for one of an on-line transaction and a transaction with a point-of-sale terminal, and if the request is for a transaction with a point-of-sale terminal, then searching a database using the merchant identifier to find one or more redemption presentations of virtual token preferred by a merchant. Subsequently, the one or more redemption presentations of the virtual token may be transmitted over a computer network to a client device.

US Patent:

20110166992, Jul 7, 2011

Filed:

Aug 6, 2010

Appl. No.:

12/851724

Inventors:

Robert L. Dessert - Atlanta GA, US
Frank T. Young - Atlanta GA, US
Ben D. Ackerman - Atlanta GA, US
Gwenael B. Delaine - Atlanta GA, US
Lindsey K. Dorman - Atlanta GA, US
Eric R. Kraar - Atlanta GA, US

Assignee:

Firethorn Holdings, LLC - Atlanta GA

International Classification:

G06Q 40/00

US Classification:

705 39

Abstract:

A method for creating and managing a stored value account associated with a client device is disclosed and may include receiving one of a merchant identifier and an unbranded place holder to associate with the stored value account, receiving an amount of value to assign to the stored value account, and creating a virtual token for the stored value account that is associated with the client device. The method may further include creating a unique identifier associated with a client device, if a stored value account is associated with a merchant identifier, then creating an account number, and if a stored value account is associated with a merchant identifier, then creating an association between the account number and the unique identifier and between the account identifier and the merchant identifier in a database.