Elloyd A Hauser

US Patent:

20030135454, Jul 17, 2003

Filed:

Jan 11, 2002

Appl. No.:

10/044225

Inventors:

Joseph Keller - Plymouth MN, US
Elloyd Hauser - Sarasota FL, US

International Classification:

G06F017/60

US Classification:

705/039000

Abstract:

A double post card system facilitates the authorization of payment of a service fee for a returned check. A communication with a detachable, pre-printed post card is described. The double post card system is used in conjunction with a semi-automated process for printing a double post card by filling a pre-defined layout with data from a database containing a record pertaining to the returned check.

US Patent:

20020032650, Mar 14, 2002

Filed:

May 21, 2001

Appl. No.:

09/861911

Inventors:

Elloyd Hauser - Sarasota FL, US
Joseph Keller - Plymouth MN, US

International Classification:

G06F017/60

US Classification:

705/040000

Abstract:

A system and method of making a payment to a payee upon presentation by the payee of a predefined code is described. A code is assigned for a specified payment transaction and is stored in association with the predefined payment amount. A payee requests payment and provides the previously-assigned code. The payor uses the code to look up the amount to be paid and makes payment to the payee. The system and method can incorporate security measures to reduce fraud. The system and method offer particular advantage in the context of the issuance of rebates and refunds.