William J Snyder

US Patent:

20060259333, Nov 16, 2006

Filed:

May 16, 2005

Appl. No.:

11/129791

Inventors:

Philip Pyburn - Weston FL, US
James Ettwein - Acton MA, US
William Snyder - Omaha NE, US

Assignee:

Inventum Corporation - Fort Lauderdale FL

International Classification:

G06Q 40/00

US Classification:

705004000

Abstract:

An audit selection method () for commercial casualty policies (such as workers' compensation, employer's liability, and general liability policies) can include the steps of determining () a probability of under-reported exposure for a given policy () using classification modeling, identifying () a source of under-reported exposure using classification modeling, and selecting an audit protocol () effective or most effective in uncovering an under-reported exposure based on the probability determined and the source of under-reported exposure identified. Identifying the source of under-reported exposure can be done by identifying at least one among payroll increases, uninsured subcontractors, and misclassified occupations as examples. Determining the probability can be done by classifying the given policy according to a likelihood that an actual exposure for the given policy exceeds an exposure upon which an estimated premium was based requiring an additional premium for the given policy.

US Patent:

51679736, Dec 1, 1992

Filed:

Aug 14, 1990

Appl. No.:

7/567060

Inventors:

William D. Snyder - North Miami FL

International Classification:

B65D 2304

US Classification:

426115

Abstract:

The instant invention is a single unit providing both breakfast cereal, milk, and bowl including, in addition, means for mixing the milk with the cereal. The breakfast cereal is stored in a cereal cavity which later serves as the bowl. The milk is stored in a milk carton which is stored in a milk carton cavity. A spoon is preferentially also provided with the system so that everything the user needs to consume the breakfast cereal is provided. A trough is provided between the milk carton cavity and cereal cavity inclined downwardly from a position adjacent to and below the milk carton cavity toward the cereal cavity allowing milk leaving the milk carton to flow toward and enter the cereal cavity where it may mix with the cereal located therein. The aseptic packaging of the milk carton is provided with a frangible aperture located near the lowermost edge thereof and positioned adjacent to and above the trough leading into the cereal cavity when the milk carton is properly placed within the milk carton cavity. Preferably, the spoon is provided with a piercing means on its handle adapted to pierce the frangible aperture thereby allowing milk within the milk carton to drain into the trough where it will subsequently enter the cereal cavity.

US Patent:

51083850, Apr 28, 1992

Filed:

Jul 19, 1990

Appl. No.:

7/555900

Inventors:

William D. Snyder - North Miami FL

International Classification:

B32B 3104

US Classification:

604397

Abstract:

A diaper having a disposable insert and a reusable cover is provided. The insert is held in place relative to the cover by a hook and loop closure system operating through apertures extending through the insert. The insert may include a liquid absorbant layer. The inserts may be provided attached end to end by a perforated connection to facilitate tearing and consequent separation of the inserts. In addition the inserts may be stacked to provide easy access. A design may be applied to the outside of the resuable cover.

Address:

71 Rossway Ave APT 24, Rossford, OH 43460

VIN:

1J4GA591X7L119522

Make:

JEEP

Model:

WRANGLER UNLIMITED

Year:

2007