Huy Quoc Tran

US Patent:

20220237578, Jul 28, 2022

Filed:

Jan 26, 2021

Appl. No.:

17/158178

Inventors:

- Charlotte NC, US
Amaranadha Reddy Kalakada - Frisco TX, US
Gerald Thompson - Rock Hill SC, US
Sai Kishan Alapati - West Windsor NJ, US
Timothy John Kearney - Laguna Niguel CA, US
Uma Sheela - Plano TX, US
Charles Dewayne Burhenn - Columbus GA, US
Shannon Swaim - Litchfield Park AZ, US
Christopher Edwards - Weston CT, US
Huy Tran - Hockessin DE, US

International Classification:

G06Q 20/10
G06Q 40/02

Abstract:

Systems and arrangements for event analysis and processing control are provided. In some examples, a request for a deposit may be received by a financial institution. The deposit may include deposit data, such as an amount, a payer, a routing number associated with a financial institution of the payer, a payee name, an account of the payee, and the like. The deposit data may be analyzed to determine whether the deposit qualifies for modified processing. If so, an account associated with the payee may be evaluated to determine a current balance of the account. If the account balance meets predetermined criteria, an instruction modifying the account may be executed. The deposit may then be processed. Accounts flagged for modified processing may be evaluated to determine whether the time period for modified processing has expired. If so, instructions causing further modification of the account may be executed.